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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Accident and Health Insurance | 35% | - Government Health Programs
|
| Topic 2: Life Insurance Products and Provisions | 30% | - Policy Provisions, Riders and Options
|
| Topic 3: Underwriting, Marketing and Sales Practices | 15% | - Sales and Customer Service
|
| Topic 4: Insurance Regulation and General Principles | 20% | - Insurance Concepts
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. Who would NOT be covered under an additional insured rider attached to a life insurance policy?
A) Dependent parents.
B) Minor children.
C) A spouse.
D) Employees.
2. Which of the following is a life insurance contract written on the life of an individual?
A) Insurance.
B) Joint Life Contract.
C) Survivorship Policy.
D) Single-Life Insurance.
3. In health insurance policies, the reinstatement provision is
A) not required.
B) elective.
C) mandatory.
D) optional.
4. Which type of annuity guarantees a level benefit payment?
A) Universal.
B) Fixed.
C) Limited Life.
D) Variable.
5. A Medicare Supplement policy must NOT contain benefits which
A) duplicate Medicare benefits.
B) are covered by Workers Compensation.
C) cover more than Medicare coverage.
D) charge additional premiums.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: D | Question # 3 Answer: C | Question # 4 Answer: B | Question # 5 Answer: A |






